SAN FRANCISCOApril 4, 2019 /PRNewswire/ — Bank of the West announced today the launch of Small Business Express Lending– an online platform designed for small businesses seeking business capital. Through a 10 minute application online at, upon approval, small businesses can receive up to $100,000 in as little as two business days. Small Business Express Lending is also available in branches, providing full digital capabilities and bankers with expertise to help when needed.

“Small businesses are the bedrock of the U.S. economy,” said Michelle Di Gangi, Executive Vice President and Head of Small and Medium Enterprise at Bank of the West. “I come from a family of small business owners and learned early on the critical need for this type of financing coupled with access to business banking experts when you need them. We want to be the financial advocate that helps small businesses grow and thrive in the communities we serve.”

Small Business Express Lending was built in collaboration with fintech firm, Fundation, to deliver fast, simple applications for small business owners. “Customer expectations when consuming financial services products have and will continue to change,” said Sam Graziano, CEO of Fundation Group LLC. “We’re excited to collaborate with Bank of the West, a leader in innovation, to offer a market leading borrowing experience for small business owners.”

The Small Business Express Lending Platform:

  • Uses a simple, online application that can be completed at home or in a Bank of the West branch with the help of a small business banking expert.
  • Provides rapid approval and funding in as little as two business days for up to $100,000.
  • Includes Business Lines of Credit, Business Credit Cards, and Non-Real Estate Term Loan products.
  • Saves time through its convenient start-to-finish digital application with closing via electronic signature.

About Bank of the West

We are driven by our fundamental belief in redefining banking for a better future. At a time when people demand more from companies, we are taking action to ensure our activities help protect the planet, improve people’s lives, and strengthen communities. That’s why we are focusing on areas where we can have a real impact: supporting energy transition, helping enable women entrepreneurs and financing innovative start-ups. As the bank for a changing world, Bank of the West is committed to sustainable finance along with our parent company BNP Paribas. Through Digital Channels and offices across the U.S., Bank of the West provides financial tools and resources to more than 2 million individuals, families and businesses.

About Fundation

Fundation Group LLC is a credit solutions provider focused on the small business market nationally. Fundation is a leader in providing technology and application processing services to support more than 25 super regional, regional and community banks. Fundation’s solutions enable its financial services clients to develop a digital lending capability, provide a great customer experience, drive cost efficiency into their small business lending program, and maximize the number of customers they can serve. Fundation’s services range from simple referral partnerships to customized, integrated private labeled lending programs. The Company also partners with a wide array of organizations that serve the small business market in various capacities to deliver credit products to the business community nationwide. For more information, please visit

Deposit and loan products offered by Bank of the West, Member FDIC and Equal Housing Lender. © 2019 Bank of the West. Doing business in South Dakota as Bank of the West California.