We Work with Banks to Enhance Their Small Business Lending Program

We create customized, integrated lending programs that enable our bank partners to develop a digital lending capability, provide a great customer experience, drive cost efficiency into their small business lending program, and maximize the number of customers they can serve.

What We Do

Re-engineer the small business credit delivery process and assist in driving more demand for the bank's products and services.

How We Do It

Our solutions range from simple digital applications to ‘platform’ solutions to a full end-to-end solution where banks can outsource all or substantial portions of their small business credit delivery process to us.

The Benefits of Working With Fundation

In every partnership we develop, we aim to do just that: be a partner, not just a vendor. Our goal is to align our capabilities with the strategy, systems and processes of our partners. The benefits of working with us are substantial.



Simplify the application and fulfillment experience for your customer and your business bankers.


Use our platform to drive efficiency into your lending processes or use us as your private labeled SMB lending unit while maintaining full control over policies and procedures.


More and more SMBs are seeking the ease and simplicity of digital lending processes - don’t risk your customer relationships by not providing them the ease of accessing credit that they are coming to expect. Broaden the population of small business customers you serve by using our balance sheet alongside yours, allowing you to say “yes” to more applicants.


Put more earning assets on your balance sheet that meet your credit risk tolerance while earning fee income on incremental assets that can be booked and retained by Fundation.

Compare Fundation to Other Alternatives

Proven digital lending partner to the banking system
Bank-ready infrastructure and compliance program
Flexible technology that allows you to consistently re-engineer capabilities
Offer private-labeled sales, underwriting and service
'Second look' lender that does not present reputation risk to the Bank
Platform has 'intel inside' through our value-add advice
No channel conflict with banks - we do not pursue direct marketing
Demand generation capabilities based on advanced technology and machine learning

We Partner With Market Leading Financial Institutions

“Customer expectations when consuming financial services products have and will continue to change. We’re excited to collaborate with Bank of the West, a leader in innovation, to offer a market leading borrowing experience for small business owners”

“We understand that our small business customers are busy running their businesses and serving customers, so there’s little time left for lengthy applications, documentation, meetings and waiting for answers”

“The combination of Fifth Third Bank’s renowned brand, customer reach and great products with our digital lending platform will allow us to collectively serve the Bank’s customers with best-in-class products and a best-in-class customer experience.”

“Regions has teamed with Fundation, a leading online lender that offers a variety of traditional loan products with competitive rates and terms, to help meet more of your needs.”

“This will enable us to effectively serve the growing small business market by providing the capital many small businesses need to grow and reach their full potential,” Josephine Moran, Provident Bank executive vice president, director of retail banking, said in a prepared statement. “In turn, this will assist these businesses to flourish and create new jobs in our communities.”

Fundation is a proud Corporate Member of the Independent Community Bankers of America®

 Thought Leadership from Fundation's CEO

"The definition of digital has changed. For years, 'digital' meant delivering your products and services online and through mobile devices. Now, financial institutions realize that digital means two things. First, digital means using modern technology to deliver products and services through the best possible customer experience in every channel and every customer touch point. Second, that modern technology allows you to quickly engineer and re-engineer processes and applications that support an ever changing landscape of customer preferences, greater availability of data to make better and faster decisions, and the integrations necessary across operating platforms to operate on an omni-channel basis."

Sam Graziano, CEO, Fundation